Budgeting

Have you ever sat down to start your budget, but the whole process seems overwhelming. Where do you even start? If so, you are not alone. Getting a handle on your finances can feel frustrating. But, today, I am excited to share with you an easy way to divide up your finances to make the process […]

I am so excited to share with you one of the best budgeting hacks I know! The 70/20/10 budget is one of THE BEST ways to use budget percentages to divide up your paycheck. It lets you easily plan for all your expenses, saving, debt payoff and more! You can pretty much have ANY income,

Fun Decorative Cash Envelopes for Budgeting Let’s be honest. Budgeting isn’t always fun. There are times when it can feel like a chore. But, if you want to succeed with money, budgeting is SO important! So, what can you do, when budgeting feels like a chore? You add parts to your budget that can be

Cash Envelope System Categories If you are struggling to create a budget that really works for you, perhaps it is time to give the Cash Budget a try. If you have tried it before, and it didn’t work, then maybe you need to tweak how you did it. Using cash REALLY does help you to

Money Envelope System What is the Money Envelope System? The money envelope system for budgeting is an awesome trick you can utilize to help you stay on budget. Instead of relying on a credit or debit card, you use actual money (cash) to pay for variable expenses. This budgeting method really helps you to stay

$40000 a year is how much an hour If you are looking at getting a new job, or just starting your career, figuring out a good salary is important. And knowing how much you can actually expect to take home per month is a big part of knowing if a salary is good for you

Typical Family Budget Categories If you are working to create a budget for your family, you may soon realize that a family budget has more categories and expenses than a simple personal budget does. This is to be expected because there are more people and more needs to meet when you are caring for and

Example of Household Expenses When you are working to create a budget for your family, it can feel difficult, complicated and down right frustrating. I get it. You have probably read through the steps of setting up a budget, perhaps even seen examples of budgets, but it just doesn’t fit your situation. Every family is

Budget Expense Categories When you are making your budget, it is important to account for each expense that you pay out.  I know from experience that forgetting about a particular budget expense can really mess up your finances for the rest of this month. So it is important to plan for every budget category that

Have an Awesome Christmas on a tight Budget Christmas is a magical time of year! The holiday season has the potential to be filled so many memories and experiences that you will treasure your whole life! We love celebrating Christmas with our family and watching our children glow with delight during the whole season. Christmas