In June of 2014, I was staring at a mountain of student loan debt, and I was scared… I knew we had to have a plan but I didn’t quite know what to do or how to get out of the mess.

We felt lost, frustrated and trapped. But I knew there had to be a way, and I was determined to figure it out.

Hey! I’m Emily Bass–wife to David (AKA Mr Dentist) and full-time mom to our three munchkins–Eli (8), Tanner (6) and Charlotte (4). Don’t let that glamour shot fool you–you can normally find me in jeans, a t-shirt and sporting ponytail.

Back in 2014, David graduated from Dental School (finally!). It was such an exciting, happy day–many shouts for joy and tears were shared that day. But reality eventually started to settle in. We had just finished 4 years of dental school–and there was now 4 years’ worth of dental school debt to payoff. Cue the panic!

And in case you are like me and like to see real numbers, here you go……… $309,000 in student loans! Yep, six figures……AAHHHHHHHHHH!!!

Let’s be clear–I hate debt! And that number terrified me. I wanted it gone so badly. But in order for that to happen, we had to create a plan and stick to it.

That is when I started deep diving into family finances and how to be frugal and savvy with money. I learned how to budget effectively, meal plan, make our dollars stretch as far as they could go, live on very little while living a life we loved, be very frugal (without being cheap!), and so much more!

And we did it all with 3 little kids in tow!

I also learned that I am passionate about finances and helping other families gain control of their money! It is hard but the peace is so worth it!

So if you are struggling to get your family finances under control, if you have debt that you don’t know how to tackle, if you need advice, encouragement or a friend–please stick around. The Savvy Frugal Mom was made for you and I can’t wait to meet you!

By the way, we started paying on the loans in the summer of 2015. And in less than 3 years those loans were gone! Completely PAID OFF!!!! Yes, it was hard. Yes, it required sacrifice and dedication. But we did it!

You can read all about our journey in paying off debt here.

When you are ready to get started, go HERE. Learn the basics of budgeting and start getting your finances in order.

And let me know if you have any questions! I check my email a lot and I can’t wait to hear from you!