Creating a plan for your money can feel daunting! But if you are ready to tackle your finances, you can make it fun with a cute budget printable!
And I have got you there! This monthly budget planner with gold dots is super easy to set up and fun to use!
Since there are multiple lines for income, the budget planner is perfect for couples.
How to use the Monthly Budget Planner
Using this printable is easy!
First, write in the month you are creating a budget for. Then, add in all your income sources, and the amounts you expect to receive. (Make sure to add in the amounts you actually receive in the Actual column, once the income hits your bank account).
Then, add in Bills or Fixed Expenses. These are the expenses that are the same (or almost the same) every month. And also add the expected amounts for these bills to the budget column.
The next thing to do is add in all your variable expenses. These are the things you pay for, but the amount could change every month–thing groceries, personal spending, and fun! Add in the planned amounts for these spending categories in the budget section.
Adding in your savings is the next step. What are you saving for and how much? Add those details into the saving section.
Next to last is your debt payments. Add your debt name and your monthly payment for each one.
Lastly, take your income, subtract the totals from the 4 other sections, and see how your budgeted expenses compare to your income.
Do you have money leftover? Try saving more, or putting more towards debt. More expenses than income? Take a look and see what you can cut back on, or start exploring ideas for bringing in more income.
Make sure to get your own copy of this budget planner today! All for free!!
